The amount of the reimbursement of the contribution gives information to the financial condition of insurers and Exchange helps change when choosing the right health insurance when changing private health insurance before of a private health insurance also the amount of the rebates of various health insurance plans may be manual. These be different levels namely depending on the provider and provide information about the financial state of the insurance undertaking. Insurers with a particularly high refunds at Nichinanspruchnahme of insurance services and stable contributions are preferable. The deadline for a PKV Exchange is November 30. At the end of the year, usually after the third quarter, the private insurance companies inform their policyholders about the amount of their annual rebates rebates of private health insurance. These are paid, if the insured person takes no services of its insurance claim within one year. The amount of the relevant premium refunds can be freely negotiated between insurers and insured persons. The refund maximum three month posts, so that some hundred euros may apply depending on the selected fare.

Almost all private health insurance companies use these models of the rebates to attract new customers and maintain existing customers. In some cases, the refund is also staggered, so that policyholders even get back money if you have visited their doctor only once or twice. The amount of the refund is calculated then annually from insurance and goes to the insured in these days. Thus, a healthy way of life will be rewarded twice: one by one through a life without disease, on the other hand by the refund of contributions. PKV computer before a planned Exchange of private health insurance to policyholders a free and independent online use private health insurance calculator and calculate potential contributions for all tariffs of all societies. Thus one receives a good overview of prices and tariff options. In addition, a comparison that is also free and non-binding can be requested. Is interested will receive the best and most powerful car tariffs to choose from.